The Multifactor World Website by Jared Kizer, also referred to hereinafter as the “Site,” provides you with general financial education and perspectives. The Site is provided on an “as is” and “as available” basis. The Site is not a solicitation or offer to sell investment advisory services. Nothing on this website constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person.

The commentary on the Site exclusively reflects the personal opinions, viewpoints and analyses of Jared Kizer and should not be regarded as a description of services provided by his employer or its affiliates. Proprietary papers and writings are the opinions of Jared Kizer. The opinions expressed are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. The views reflected in the commentary are subject to change at any time without notice.

Neither the information nor any opinion expressed on this Site constitutes an offer by Jared Kizer to buy or sell any securities or financial instruments, or to provide any investment advice or service. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Any indices referenced for comparison are unmanaged and cannot be invested into directly. Investments in securities involve the risk of loss. Past performance is no guarantee of future results.

Jared Kizer reserves all right, title and interest in and to this Site and all materials, information, and compilations of information available on or through this Site and all other intellectual property and other proprietary rights embodied therein and appurtenant thereto.

This Site may contain links to other Web sites, including links to the Web sites of companies that provide related information, products and services. These links are solely for the convenience of visitors to this Site, and the inclusion of such links does not necessarily imply an affiliation, sponsorship or endorsement. Jared Kizer makes no representations whatsoever regarding such third party Web sites. You should review the privacy policies of other Web sites carefully before providing any information to such sites. Jared Kizer is not responsible for the content or availability of third party Web sites, and shall not be responsible or liable for any information, opinions, advice, products, or services available on or through such third party Web sites. Reference therein to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by Jared Kizer.